Geneva State Bank

certificates
of deposit

Certificates of Deposit

Rate Information:	Contact Us
Available Term:	3 , 6, 8, 9, 12, 18, 24, 30, 36, 48, 60 months
Minumum amount to open:	$1,000.00
Penalty for early withdrawal:	Determined by term of certificate. Early withdrawal will reduce earnings.
Terms of renewal:	Your account will automatically renew at maturity. Each renewal term will be the same as the original term, beginning on the maturity date. A grace period of ten calendar day(s) after maturity is given to withdraw the funds without being charged an early withdrawal penalty.
Interest:	For convenience, interest may be added to the certificate or credited to a checking or savings account of the customer's choice.
Free On-line Banking	Free On-line Banking is available to check your certificate balance, interest rate and maturity. Ask a personal banker for details of how to sign-up.

20 Month Adjust-A-Rate Certificate of Deposit

A great Certificate of Deposit when you are uncertain of what rates are going to do in the future.

Allows the holder to change the interest rate once during the term to the current 20 month Adjust-A-Rate Certificate of Deposit rate.
$1,000 minimum to open account
10 day grace period following maturity to withdraw funds without penalty
Interest compounded monthly
Interest may be credited to a checking or savings account of the customer’s choice
Automatically renewable
Early withdrawal will reduce earnings
Ask a Personal Banker for current interest rate and annual percentage yield
Free On-line Banking