Why choose Personal Online Banking?

1. Access your account information anytime or anywhere you have internet access.
2. Check your account balances
3. View or print your statements
4. Set-up stop payments
5. Order checks
6. Transfer funds
7. Best of all, Personal Online Banking is FREE to all Geneva State Bank customers!

If you are not a current Geneva State Bank Personal Online Banking customer, please click on the Enroll Now button on our homepage!

Don’t Get Phished – Don’t take the bait…

There’s a new type of Internet piracy called “Phishing.” It’s pronounced “fishing” and these thieves are “fishing” for your personal financial information.

Banks, government agencies, retailers, credit card companies, etc. have seen their web site graphics, including corporate logos, “borrowed” by fraudsters intent on tricking consumers. The e-mails will probably warn you of a serious problem that requires your immediate attention. You could be redirected to a phony Web site that may look exactly like the real thing. In those cases, a pop-up window will quickly appear for the purpose of harvesting your financial information.

Geneva State Bank NEVER sends e-mails requesting personal information. We will never ask you to “verify” information. We will never ask you to click on a special site link to do so.

• Stop. Resist the urge to immediately respond to a suspicious e-mail – despite urgent or exaggerated claims.
• Look. Read the text of the e-mail several times and ask yourself why the information requested would really be needed. Do not be intimidated by an e-mail. Do not rely on the name or address in the “From” field, as this is easily altered.
• Call. Telephone the organization identified, using an authenticated telephone number.
• Act. If you fall victim to an attack, act immediately. Alert your financial institution. Monitor your credit files and account statements closely. Report the theft of your personal identification to the three major credit reporting agencies:
        Equifax: 800-525-6285
        Experian: 888-EXPERIAN
        TransUnion: 800-680-7289

REMEMBER: WE WILL NEVER ASK FOR YOUR PERSONAL FINANCIAL INFORMATION THROUGH AN EMAIL.

If you have questions or concerns, contact us, and we’ll be happy to address them.

Your security if our top priority. Security means protecting your personal privacy and protecting your confidential financial information.

• Federal Deposit Insurance – Using online banking services is just like walking into the bank…that means your deposits are protected by the FDIC.
• Privacy Policies – Protecting your privacy is one of our top priorities. Our privacy policy that protects your personal information is stringent and enforced. Our Privacy Policy is posted for your review.
• Password Protection – When you visit us for the first time we will ask for information to identify yourself to us. We’ll ask you to develop a confidential password that only you will know.
• Encryption Software – This software scrambles or encodes a message between two parties (you and the bank), in a way that allows the message to be decoded only by one of the two parties.
  

128-bit Encryption Browser Information

To ensure that our customers have the highest level of security available, we require the use of a “strong encryption” (128-bit) browser.

Browser Check

Ensure that your browser is secure with the Browser Check by Verisign.

128-bit Encryption Download Instructions

Note that the time required for downloading a browser installation file may vary depending on your connection speed. For additional assistance, please contact your Internet Service Provider.

Note: We do NOT recommend the use of beta browser versions.

• Microsoft Internet Explorer with 128-bit encryption
• MSN Explorer with 128-bit encryption
• Netscape Communicator with 128-bit encryption
• AOL® 9.0 Optimized

Tips for Online Security:

• Choose your password and security question carefully and never reveal it to anyone. Use a combination of letters and numbers. Avoid addresses and phone numbers.
• Never leave your computer unattended. If you must leave, then log off first.
• Don’t send any sensitive personal or financial information by regular e-mail. Regular e-mail communications are not encrypted.
• Don’t reply to any e-mail that requests your personal account information.
• Regularly review your bank account statements and immediately report any irregularities.
• Consider installing virus detection software on your computer to safeguard against know computer viruses.

Online banking is reliable and convenient. Computer technology allows us to conduct financial business quickly, easily and accurately. You can visit our Web site any time, day or night. That’s convenience!