Prevent daily check fraud and errors

Positive Pay provides additional fraud control by comparing your issued checks against those presented for daily payment and reports any discrepancies to you.  You’ll be immediately aware of any discrepancies that can lead to fraud losses or disruption of payments to your valuable vendors or customers.

On the days you issue checks, simply consolidate your check-issued files and send the information to us electronically.  Positive Pay will then match the items presented for payment against your check-issued list.  Each business day, an online report is made available indicating any discrepancies found.
Positive Pay increases the likelihood of preventing forged or fraudulent checks by looking for:

• Duplicate check numbers
• Duplicate check amounts
• Altered account number
• Unreadable MICR lines

Geneva State Bank’s Positive Pay is designed to stop a problem before it starts.

To sign up for this service or to learn more, contact a Personal Banker at your local Geneva State Bank, (402) 759-3114.